What Services we perform

Dual Representation of Sellers and Buyers

Title Examination/Insurance

Survey

The lender will require either a current map of survey of the property or a legible copy of any existing dated survey map prepared under seal by a registered surveyor which is attached to a survey affidavit signed by the current owners and certifying that there have been no changes to the lot dimensions or the outer dimensions of the improvements on the property since the date of that survey.  If there is not an existing survey, the cost of a new one would be borne by you and would be paid at closing.  You will, of course, be given copies of the survey. 

It is important that you understand the consequences of not ordering a survey or receiving a survey affidavit attached to a prior survey.  Lenders will allow you not to procure a survey because the lender’s policy of title insurance will offer them coverage from loss or damage resulting from a condition which would have been reflected on an accurate survey.  Your title policy will not offer this coverage.  This means that any problem that would have been revealed on a survey will become your responsibility and liability.  Because surveys are an important part of title review, unless otherwise directed, it is our custom to order it, review it and collect the survey fee from you at closing.  In the event you direct us not to order a survey we will have you sign a survey waiver and indemnification holding us harmless from any problems an accurate survey may have revealed.

Termite Report

Homeowners/Flood Insurance

Closing

Funds at Closing

Disbursement of Funds